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IKF FIN· ISIN INE859C01017 Verified
IKF Finance Limited Unlisted Shares logo

IKF Finance Limited Unlisted Shares

NBFC & Lending
₹195-58.06%

vs. prev. close ₹465

52W High

₹525

52W Low

₹195

Market cap

₹3,661 Cr

IPO stage

No DRHP filed

CIN

U65992AP1991PLC012736

Price History

52W High

₹525

52W Low

₹195

About IKF Finance Limited Unlisted Shares

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A) About IKF Finance Limited IKF Finance Limited is a prominent Non-Banking Financial Company (NBFC) in India, established in 1991 and headquartered in Vijayawada, Andhra Pradesh. The company specializes in providing asset-backed financing solutions, primarily catering to the underserved and unbanked segments in semi-urban and rural areas. Over the years, IKF Finance has expanded its services to include a range of financial products, focusing on commercial vehicles, construction equipment, and housing finance. B) Business Model IKF Finance operates on a customer-centric, asset-backed lending model, targeting self-employed individuals and small businesses. The company's approach emphasizes: Customized Financial Solutions: Tailoring loan products to meet the specific needs of customers in various sectors. Risk Mitigation: Ensuring secured lending through asset-backed financing, which helps in maintaining asset quality. Digital Integration: Leveraging technology to streamline operations, enhance customer experience, and improve credit assessment processes. C) Services Offered IKF Finance offers a diverse portfolio of financial products, including: Commercial Vehicle Loans: Financing for new and used commercial vehicles. Construction Equipment Loans: Loans for purchasing construction machinery and equipment. Tractor Loans: Financing options for agricultural tractors. Three-Wheeler Loans: Loans for auto-rickshaws and other three-wheeled vehicles. Cars & MUV Loans: Financing for personal vehicles. MSME Loans: Working capital and term loans for Micro, Small, and Medium Enterprises. Housing Loans: Through its subsidiary, IKF Home Finance, the company provides affordable housing loans to low and middle-income groups. D) Geographical Presence As of the latest available data: Branches: IKF Finance operates over 165 branches across nine states in India, including Andhra Pradesh, Telangana, Karnataka, Tamil Nadu, Maharashtra, Gujarat, Madhya Pradesh, Rajasthan, and Odisha. Customer Base: The company serves more than 62,000 active customers, focusing on semi-urban and rural markets to promote financial inclusion. E) Promoters and Management Founder & Chairman: Mr. V.G.K. Prasad Managing Director: Ms. Vasumathi Devi Koganti Whole-Time Director: Ms. Indira Devi The promoters hold a significant stake in the company, with a shareholding of approximately 42.84% as of March 31, 2024. F) Latest Funding In April 2024, IKF Finance raised ₹120 crore from the Teachers Insurance and Annuity Association of America (TIAA) to boost expansion plans across newer regions. In February 2025, IKF Finance entered advanced talks to raise $70–80 million (₹580–660 crore) from a sovereign wealth fund and Norwest Venture Partners to expand beyond core markets, accelerate growth, and strengthen its capital base. The deal is expected to close soon, subject to regulatory approvals. G) Listing Information Past Listing: IKF Finance was earlier listed on the Bombay Stock Exchange (BSE) and Ahmedabad Stock Exchange (ASE). Delisting: Voluntarily delisted on February 18, 2015. Reason: To provide greater operational flexibility and due to low liquidity in trading. Current Status: Unlisted; not traded on BSE or NSE anymore. Shares are available in the unlisted market H) Financial Highlights (as of Q3 FY24) Total Income: ₹111.12 crore. Net Profit: ₹18.62 crore. Net Worth: ₹850.90 crore. Capital Adequacy Ratio (CAR): 30.46%. Gross NPA: 2.32%. Net NPA: 1.85%. I) Subsidiary: IKF Home Finance IKF Home Finance Limited is a wholly-owned subsidiary of IKF Finance, focusing on providing affordable housing loans to the underserved segments. Key aspects include: Branches: Operates 94 branches across various states. Loan Products: Offers home loans tailored for low and middle-income groups, emphasizing ease, simplicity, and flexibility. Growth Strategy: Aims to expand its footprint in semi-urban and rural areas, aligning with the parent company's mission of financial inclusion ... Read more

Company Details

Industry

NBFC & Lending

Min Lot Size

1

Face Value

₹10.00

Total Shares

187719982

Regulatory Information

Corporate Identity Number (CIN)

U65992AP1991PLC012736

PAN Number

AAACI4784J

ISIN

INE859C01017

Key Valuation Ratios

As of FY2026 Annual · updated 23 Oct 2026Derived

Valuation

Market Cap

₹3,660.54 Cr

P/E Ratio

5.38×

P/S Ratio

3.13×

P/B Ratio

1.85×

EV / EBITDA

2.54×

Returns & Per Share

ROE

34.32%

EPS

₹36.23

Book Value / Share

₹105.58

Solvency

Debt / Equity

—

Interest Coverage

2.42×

Company Fundamentals

As of FY2026 Annual · updated 23 Oct 2026

Gross Profit

—

EBITDA

₹1,286.19 Cr

Revenue Growth

36.77%

Profit Margin

58.23%

Performance Trends

4 annual periods · derived from filed statements

As of FY2026 Annual · updated 23 Oct 2026

Revenue

₹ Cr

Net Profit

₹ Cr · losses in red

Earnings Per Share

₹ per share

Return on Equity

ROE %

Return on Capital Employed

ROCE %

EBITDA Margin

110.12%

Interest Coverage

2.42×

Financial Statements

As of FY2026 Annual · updated 23 Oct 2026
Disclosed reportedDerived calculated
Line itemFY2023FY2024FY2025FY2026
Total Income
Revenue from operationsDisclosed374.44₹ Crore579.42₹ Crore853.95₹ Crore1,167.96₹ Crore
Other incomeDisclosed4.01₹ Crore6.58₹ Crore18.99₹ Crore21.3₹ Crore
Total IncomeDerived743.95₹ Crore1,153.1₹ Crore1,647.48₹ Crore2,278.12₹ Crore
Expenses
Employee benefits expenseDisclosed70.27₹ Crore106.38₹ Crore157.38₹ Crore202.08₹ Crore
Finance costsDisclosed192.18₹ Crore284.76₹ Crore420.38₹ Crore529.36₹ Crore
Depreciation and amortization expenseDisclosed3.42₹ Crore4.69₹ Crore5.16₹ Crore5.74₹ Crore
Operating expensesDisclosed0₹ Crore0₹ Crore0₹ Crore0₹ Crore
Other expensesDisclosed30.1₹ Crore53.16₹ Crore98.88₹ Crore166.61₹ Crore
Total ExpensesDerived494.43₹ Crore753.93₹ Crore1,151.35₹ Crore1,527.03₹ Crore
Profit
Exceptional itemsDisclosed0₹ Crore0₹ Crore0₹ Crore0₹ Crore
Profit before taxDerived249.52₹ Crore399.17₹ Crore496.13₹ Crore751.09₹ Crore
Tax expenseDisclosed20.96₹ Crore35.21₹ Crore48.33₹ Crore70.95₹ Crore
Profit After TaxDerived228.56₹ Crore363.96₹ Crore447.8₹ Crore680.14₹ Crore
Total Income
Interest earnedDisclosed365.5₹ Crore567.1₹ Crore774.54₹ Crore1,088.86₹ Crore
Expenses
Interest expendedDisclosed192.18₹ Crore284.76₹ Crore420.38₹ Crore529.36₹ Crore
Total Income
Net Interest IncomeDerived173.32₹ Crore282.34₹ Crore354.16₹ Crore559.5₹ Crore
Expenses
Provisions and contingenciesDisclosed6.28₹ Crore20.18₹ Crore49.17₹ Crore93.88₹ Crore
Asset Quality
Gross NPADisclosed2.83₹ Crore2.35₹ Crore2.24₹ Crore2.52₹ Crore
Net NPADisclosed2.25₹ Crore1.8₹ Crore1.5₹ Crore1.69₹ Crore

Documents Library

Access all financial reports and filings

Annual Report

ANNUAL REPORT 2026

2026
6.2 MB

annual report 2023

2023
4.4 MB

annual report 2024

2024
5.4 MB

annual report 2025

2025
6.3 MB

Income Statement

financial result 2025

2025
1.8 MB

Document

EGM Notice of IKF Finance corporate action EGM to

2.6 MB

Shareholding Pattern

Vupputuri Gopala Kishan Prasad

27.98%

Others

26.88%

India Business Excellence Fund-IIA

18.39%

Vistra ITCL (India) Limited

11.00%

Accion Digital Transformation Fund

7.87%

Teachers Insurance And Annuity Association Of America

7.87%

V

Vasumathi Devi Koganti

Managing Director

25+

V

V.G.K Prasad

Chairman

30+

C

Ch.Sreenivasa Rao

CFO

25+

LinkedIn

6MFY2026 standalone Results of IKF finance others The standalone financial results for the quarter ending Sep 30, 2025 (Q2)

others
07/11/2025

6MFY2026 standalone Results of IKF finance others The standalone financial results for the quarter ending Sep 30, 2025 (Q2)

6MFY2026 standalone Results of IKF finance others The standalone financial results for the quarter ending Sep 30, 2025 (Q2)

others
07/11/2025

6MFY2026 standalone Results of IKF finance others The standalone financial results for the quarter ending Sep 30, 2025 (Q2)

EGM Notice of IKF Finance corporate_action EGM to approve a preferential allotment of 33,26,366 shares worth ₹50 Cr to Amicus Capital.

corporate action
29/07/2025

EGM Notice of IKF Finance corporate_action EGM to approve a preferential allotment of 33,26,366 shares worth ₹50 Cr to Amicus Capital.

EGM Notice of IKF Finance corporate_action EGM to approve a preferential allotment of 33,26,366 shares worth ₹50 Cr to Amicus Capital.

corporate action
29/07/2025

EGM Notice of IKF Finance corporate_action EGM to approve a preferential allotment of 33,26,366 shares worth ₹50 Cr to Amicus Capital.

Express buy interest

No commitment — the desk will reach out

Current Price

₹195
-58.06%
Min lot: 1
Price/share₹195
Quantity100
Estimated Total₹19,500

Secure & Verified Transaction

Unlisted shares are illiquid and carry higher market risks. Please read the Risk Disclosure before investing.

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52 Week Range
₹195
₹525

About IKF Finance Limited Unlisted Shares unlisted shares

Indicative · updated daily

IKF Finance Limited unlisted share price today

IKF Finance Limited unlisted share price today is ₹195 as of 23 October 2026.

IKF Finance Limited Unlisted Shares — frequently asked questions

What is the grey market price for IKF Finance Limited?

No IPO is currently announced for IKF Finance Limited, so no grey market exists; the price above reflects Priveq's own desk valuation.

Has IKF Finance Limited filed for an IPO, and when might it list?

IKF Finance Limited has not filed a draft red herring prospectus, so no IPO is currently announced and no listing date has been set.

How does IKF Finance Limited compare to its listed peers?

There is no closely comparable listed company for IKF Finance Limited in India today.

Is IKF Finance Limited on the SME or Mainboard IPO track?

IKF Finance Limited has not filed a draft red herring prospectus, so no IPO track is set yet.

What is IKF Finance Limited's CIN and registered office?

IKF Finance Limited's Corporate Identity Number is U65992AP1991PLC012736.

What is IKF Finance Limited's market capitalisation?

IKF Finance Limited's market capitalisation is approximately ₹3,661 crore, based on its current unlisted share price.

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Buying, selling and holding unlisted shares

Applies to every company on Priveq
How do I buy IKF Finance Limited unlisted shares?

Priveq Investech Private Limited is the named counterparty on every transaction. To buy IKF Finance Limited unlisted shares: complete KYC once (PAN, Aadhaar, bank details, and demat account information — SEBI-compliant, typically approved within 24 hours), then submit your order through your Priveq dashboard specifying quantity. Our team confirms price and payment details with you directly. Once payment is confirmed, IKF Finance Limited shares are transferred off-market straight to your demat account, with no pooling and no middlemen.

How do I sell IKF Finance Limited unlisted shares?

Submit an Express Sell Interest for IKF Finance Limited through your Priveq dashboard, specifying quantity, the same way a buy order is placed. Priveq quotes you a bid price, which may differ from the live Buy price shown to buyers, since unlisted-share pricing works on a bid-ask basis rather than a single quote. Once you accept, you'll need to provide your Client Master List (CML), a cancelled cheque or bank details, and PAN. If you hold shares with CDSL, transfer can also be completed digitally via CDSL Easiest. You transfer IKF Finance Limited shares to Priveq first, and payment follows once the transfer is confirmed received, typically the same day, T+1, or occasionally T+2, communicated to you directly. For sizeable transactions worth crores of rupees, an escrow arrangement can be used instead, at the sole consent of both parties.

What is the minimum investment for IKF Finance Limited unlisted shares?

Minimum investment varies by company and is shown as the Min Investment figure on this page. IKF Finance Limited's minimum is ₹195.

Is there a maximum investment limit?

There's no fixed maximum investment limit for IKF Finance Limited unlisted shares. For sizeable transactions worth crores of rupees, an escrow arrangement can be used at the sole consent of both parties, the same mechanism available on the sell side.

Is buying IKF Finance Limited unlisted shares legal in India?

Yes. Buying and selling unlisted shares in India is legal and is subject to relevant SEBI regulations, including the mandatory lock-in period after listing, stamp duty, and depository participant charges on each transaction. Priveq's own KYC process is built to be SEBI-compliant.

What is the lock-in period for IKF Finance Limited unlisted shares?

IKF Finance Limited has not filed a DRHP yet, so no listing date or lock-in period applies at this stage. Once an IPO is filed, this answer updates to reflect the applicable SME or Mainboard lock-in.

What happens if IKF Finance Limited's IPO is delayed or withdrawn?

If an IPO is delayed, shares remain unlisted and continue to trade on the desk at Priveq's indicative price, with no lock-in in effect until an actual listing happens. If a company formally withdraws its DRHP, the same applies: shares stay unlisted, with no lock-in period until and unless a fresh IPO process begins.

How are capital gains on IKF Finance Limited unlisted shares taxed?

If you sell unlisted shares, including IKF Finance Limited, within 24 months of purchase, the gain is taxed as short-term capital gain at your applicable income tax slab rate. Beyond 24 months, it is taxed as long-term capital gain at 12.5 percent, without indexation benefit, under the rules effective from 23 July 2024. If IKF Finance Limited lists and you sell after listing, the applicable tax treatment shifts to listed-security rates, with the holding period still measured from your original unlisted purchase date. This is general information, not tax advice; investors should confirm their specific position with a tax advisor.

Can NRIs invest in IKF Finance Limited unlisted shares?

Yes, on a non-repatriable basis. NRIs can invest using funds from an NRO account; sale proceeds stay within India unless repatriated separately under RBI's own limits. Priveq does not currently support repatriable investment (NRE/FCNR-funded), which would require the investee company to file additional RBI paperwork as foreign direct investment.

Does Priveq charge a platform fee on top of the share price?

No. The price quoted to you is all-in; there is no separate platform fee or brokerage added on top.

How does Priveq determine the desk price for IKF Finance Limited?

Priveq's desk price reflects several inputs together, not a single formula: the seller's ask price at the time, current demand and supply on the platform for IKF Finance Limited specifically, broader sentiment in the unlisted and pre-IPO market, how IKF Finance Limited's sector and listed peers are trading, the company's own recent financial performance and IPO-stage developments, and recent transaction history where deals have actually closed.

Because unlisted shares trade over the counter rather than on an exchange, this price is indicative, not a continuously live quoted market price, and the actual deal price is confirmed with you directly before a transaction closes.

Is Priveq SEBI-registered? Does it give investment advice?

Priveq is not a SEBI-registered stock exchange and not a SEBI-registered investment adviser. Priveq Investech Private Limited operates Priveq.in as a research and information platform for unlisted and pre-IPO shares, and is the named counterparty on transactions executed through the platform. Nothing on this page is investment advice; it's information to help you evaluate a company and decide for yourself.

Am I eligible to invest through Priveq if I'm not an HNI?

Yes. Priveq isn't a stock exchange with membership restrictions, and investing isn't limited to HNIs. Depending on the company, entry points can start as low as ₹20,000, though the minimum for any specific company is shown as the Min Investment figure on its page.

What documents do I receive after buying unlisted shares?

You receive an email acknowledging and confirming your order, along with a deal note or invoice recording the transaction details.

What happens to my shares or money if a deal falls through?

Because Priveq is the direct counterparty on every transaction rather than just connecting a buyer and seller, this risk sits with Priveq, not with you. If a deal falls through after you've committed funds or shares, they remain safe, and Priveq guarantees a refund.

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