Vivriti Finance Limited
vs. prev. close ₹495
52W High
₹650
52W Low
₹495
Market cap
₹5,410 Cr
IPO stage
No DRHP filed
CIN
U65929TN2017PLC117196
Price History
52W High
₹650
52W Low
₹495
About Vivriti Finance Limited
Vivriti Finance Limited's FY26 consolidated financials show revenue growth of 22.63% to Rs 1,726.70 crore but a profit decline to Rs 36.78 crore (largely due to non-repeating FY25 one-offs and a persistent associate-company loss), though critically, the company's entire NBFC lending business was demerged out of this entity effective April 1, 2026 under an NCLT-approved scheme, so these financials no longer reflect what this entity holds.
The Short Version :
Vivriti Finance Limited (formerly Vivriti Capital Limited) was a Middle-Layer NBFC (Non-Deposit Taking, RBI-registered) engaged in mid-market corporate lending and supply chain financing. FY26 consolidated revenue from operations grew 22.63% to Rs 1,726.70 crore from Rs 1,408.05 crore. Consolidated PAT (Total, including non-controlling interest) fell sharply to Rs 36.78 crore from Rs 358.78 crore, though FY25's figure was inflated by one-off items (a Rs 81.57 crore gain on dilution of control and a large deferred tax credit) that didn't repeat in FY26. Basic EPS was Rs 3.82 versus Rs 37.35, and ROE fell to 1.06% from 10.55%.
Why It Trades Where It Does :
The headline profit collapse is mostly a one-off-versus-one-off story, not a core business deterioration: FY25's Rs 358.78 crore profit included a Rs 81.57 crore gain on dilution of control and a Rs 285.81 crore net deferred tax credit, neither of which recurred in FY26. Stripping tax and the associate line out, core pre-tax operating profit was nearly flat (Rs 366.17 crore FY26 vs Rs 366.66 crore FY25). What did hit FY26 hard was a continuing large share of loss from an associate company (Rs 235.27 crore in FY26, Rs 200.27 crore in FY25), which has dragged group profit down in both years. None of this changes the more important fact above: this lending business is no longer inside this entity as of April 1, 2026.
Top Risks :
The entity's core NBFC lending business has been demerged out effective April 1, 2026; these financials do not represent what the company holds going forward.
A large, recurring loss from an associate company (Rs 235.27 crore in FY26 alone) has been a persistent drag on group profitability across both years shown.
RBI NBFC registration surrender is in process; regulatory and operational identity of the residual entity is unclear from this filing.
Top Opportunities :
Core lending operations (before one-offs and the associate drag) were broadly stable year-on-year, suggesting the underlying loan book performed consistently.
Revenue from operations grew 22.63%, indicating continued business momentum right up to the point of the restructuring.
Shareholders received consideration shares in the new holding structure (Vivriti Next Limited) as part of the scheme, so value may have migrated rather than disappeared, worth investigating what that structure holds.
Disclaimer
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Company Details
Industry
NBFC & Lending
Founded
2017
Headquarters
Chennai, TN, India
Min Lot Size
1
Face Value
₹10.00
Shares Outstanding
10,92,98,331
Regulatory Information
Corporate Identity Number (CIN)
U65929TN2017PLC117196
PAN Number
AAFCV9757P
ISIN
INE01HV01018
Key Valuation Ratios
Valuation
Market Cap
₹5,410.27 Cr
P/E Ratio
147.10×
P/S Ratio
3.13×
P/B Ratio
1.60×
EV / EBITDA
11.93×
Returns & Per Share
ROE
1.09%
EPS
₹3.37
Book Value / Share
₹309.26
Solvency
Debt / Equity
2.01×
Interest Coverage
1.15×
Company Fundamentals
As of FY2026 Annual · updated 17 Sept 2026Gross Profit
—
EBITDA
₹996.25 Cr
Revenue Growth
22.63%
Profit Margin
2.13%
Performance Trends
4 annual periods · derived from filed statements
Revenue
₹ Cr
Net Profit
₹ Cr · losses in red
Earnings Per Share
₹ per share
Return on Equity
ROE %
Return on Capital Employed
ROCE %
Debt-to-Equity
2.01×
EBITDA Margin
57.70%
Interest Coverage
1.15×
Financial Statements
| Line item | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|
| Total Income | ||||
| Revenue from operationsDisclosed | 688.08₹ Crore | 1,079.31₹ Crore | 1,408.05₹ Crore | 1,726.7₹ Crore |
| Other incomeDisclosed | 15.51₹ Crore | 31.09₹ Crore | 98.51₹ Crore | 19.87₹ Crore |
| Total IncomeDerived | 703.59₹ Crore | 1,110.4₹ Crore | 1,506.56₹ Crore | 1,746.57₹ Crore |
| Expenses | ||||
| Employee benefits expenseDisclosed | 74.81₹ Crore | 124.25₹ Crore | 138.41₹ Crore | 151.34₹ Crore |
| Finance costsDisclosed | 384.26₹ Crore | 542.02₹ Crore | 703.7₹ Crore | 846.99₹ Crore |
| Depreciation and amortization expenseDisclosed | 8.7₹ Crore | 19.19₹ Crore | 17.96₹ Crore | 18.37₹ Crore |
| Other expensesDisclosed | 58.15₹ Crore | 167.16₹ Crore | 279.84₹ Crore | 363.71₹ Crore |
| Total ExpensesDerived | 525.92₹ Crore | 852.62₹ Crore | 1,139.91₹ Crore | 1,380.41₹ Crore |
| Profit | ||||
| Exceptional itemsDisclosed | -256.59₹ Crore | -189.86₹ Crore | -200.27₹ Crore | -235.27₹ Crore |
| Profit before taxDerived | -78.92₹ Crore | 67.92₹ Crore | 166.38₹ Crore | 130.89₹ Crore |
| Tax expenseDisclosed | 43.02₹ Crore | 64.73₹ Crore | -192.4₹ Crore | 94.11₹ Crore |
| Profit After TaxDerived | -121.94₹ Crore | 3.19₹ Crore | 358.78₹ Crore | 36.78₹ Crore |
| Asset Quality | ||||
| Gross NPADisclosed | 29₹ Lakh | 31₹ Lakh | 1.09₹ Crore | 1.89₹ Crore |
| Net NPADisclosed | 7₹ Lakh | 8₹ Lakh | 46₹ Lakh | 71₹ Lakh |
Documents Library
Access all financial reports and filings
Vivriti 9Mfy26 Standalone Results others The standalone financial results for the quarter ending Dec 31, 2025 (Q3)
Vivriti 9Mfy26 Standalone Results others The standalone financial results for the quarter ending Dec 31, 2025 (Q3)
Vivriti 6Mfy26 Standalone Results others The Standalone financial results for the quarter ending Sep 30, 2025 (Q2)
Vivriti 6Mfy26 Standalone Results others The Standalone financial results for the quarter ending Sep 30, 2025 (Q2)
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Current Price
₹495Secure & Verified Transaction
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About Vivriti Finance Limited unlisted shares
Indicative · updated dailyVivriti Finance Limited unlisted share price today
Vivriti Finance Limited unlisted share price today is ₹495 as of 27 October 2026.
Vivriti Finance Limited — frequently asked questions
- What is the grey market price for Vivriti Finance Limited?
No IPO is currently announced for Vivriti Finance Limited, so no grey market exists; the price above reflects Priveq's own desk valuation.
- Has Vivriti Finance Limited filed for an IPO, and when might it list?
Vivriti Finance Limited has not filed a draft red herring prospectus, so no IPO is currently announced and no listing date has been set.
- How does Vivriti Finance Limited compare to its listed peers?
There is no closely comparable listed company for Vivriti Finance Limited in India today.
- Is Vivriti Finance Limited on the SME or Mainboard IPO track?
Vivriti Finance Limited has not filed a draft red herring prospectus, so no IPO track is set yet.
- What is Vivriti Finance Limited's CIN and registered office?
Vivriti Finance Limited's Corporate Identity Number is U65929TN2017PLC117196, registered at Chennai, TN, India.
- What is Vivriti Finance Limited's market capitalisation?
Vivriti Finance Limited's market capitalisation is approximately ₹5,410 crore, based on its current unlisted share price.
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Buying, selling and holding unlisted shares
Applies to every company on Priveq- How do I buy Vivriti Finance Limited unlisted shares?
Priveq Investech Private Limited is the named counterparty on every transaction. To buy Vivriti Finance Limited unlisted shares: complete KYC once (PAN, Aadhaar, bank details, and demat account information — SEBI-compliant, typically approved within 24 hours), then submit your order through your Priveq dashboard specifying quantity. Our team confirms price and payment details with you directly. Once payment is confirmed, Vivriti Finance Limited shares are transferred off-market straight to your demat account, with no pooling and no middlemen.
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Submit an Express Sell Interest for Vivriti Finance Limited through your Priveq dashboard, specifying quantity, the same way a buy order is placed. Priveq quotes you a bid price, which may differ from the live Buy price shown to buyers, since unlisted-share pricing works on a bid-ask basis rather than a single quote. Once you accept, you'll need to provide your Client Master List (CML), a cancelled cheque or bank details, and PAN. If you hold shares with CDSL, transfer can also be completed digitally via CDSL Easiest. You transfer Vivriti Finance Limited shares to Priveq first, and payment follows once the transfer is confirmed received, typically the same day, T+1, or occasionally T+2, communicated to you directly. For sizeable transactions worth crores of rupees, an escrow arrangement can be used instead, at the sole consent of both parties.
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Minimum investment varies by company and is shown as the Min Investment figure on this page. Vivriti Finance Limited's minimum is ₹495.
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- What is the lock-in period for Vivriti Finance Limited unlisted shares?
Vivriti Finance Limited has not filed a DRHP yet, so no listing date or lock-in period applies at this stage. Once an IPO is filed, this answer updates to reflect the applicable SME or Mainboard lock-in.
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- How are capital gains on Vivriti Finance Limited unlisted shares taxed?
If you sell unlisted shares, including Vivriti Finance Limited, within 24 months of purchase, the gain is taxed as short-term capital gain at your applicable income tax slab rate. Beyond 24 months, it is taxed as long-term capital gain at 12.5 percent, without indexation benefit, under the rules effective from 23 July 2024. If Vivriti Finance Limited lists and you sell after listing, the applicable tax treatment shifts to listed-security rates, with the holding period still measured from your original unlisted purchase date. This is general information, not tax advice; investors should confirm their specific position with a tax advisor.
- Can NRIs invest in Vivriti Finance Limited unlisted shares?
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